Living longer is a great byproduct of today’s society; however, planning to live longer means taking extra precautions.  Who should be thinking about long term care health insurance companies? If you are close to retiring or if you will need to take care of loved ones over a long period of time, you should be seriously thinking about long term care insurance.

As your long term care insurance advisor, BLS Advisors will sit down with you and help identify the right policy for your future.  There are many companies and long term care insurance carriers to choose from.  With BLS as your long term care insurance agent, we will help you navigate through the maze of choices to make the best choice for your situation. Long term health care insurance protects you, as well as those you love, in the event that extended health care is needed in your lifetime.

Long Term Care Insurance helps to cover:

• Daily activities such as bathing, eating, dressing;
• Skilled nursing care or rehabilitation training, either in a nursing facility or at home;
• Cognitive impairment such as Alzheimer's and care-oriented conditions (not cure oriented).

Won’t Medicare Pay For My Long Term Care Insurance?

Many people are under the impression that Medicare, Medicaid or their health insurance will pay their long term care insurance company costs. Unfortunately, this is not the case.  BLS will act as your advisor and help you understand the following:

• Medicare has eligibility requirements for skilled nursing care only and is for a limited time period.
• Medicaid is a welfare program. It will NOT cover long term health care costs for the average American.
• Health insurance and Medicare supplements DO NOT cover nursing home care.
• Individuals and families, through their savings, assets, and cash, pay most of the long term care costs.

Inquire about BLS Advisors’ Long Term Care Insurance Advisor services today.